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    Call or Text Mike Love
    By Appointment Only(757) 560-4252
    Fax (757) 277-7320
    mike@tmauto.com
  • T M Auto Wholesalers, LLC, Auto Dealers  Used Cars & Trucks, Chesapeake, VA
  • COLLGE CARS / Maintenance & Repair UPDATE!

    Used Cars & College

    Click Image for Mazda 6 Inventory

     

    Before you know it they’ll be on their way! Not to worry, there’s still time to hunt for the perfect car since most first year students won’t begin driving until second semester. Returning students however need to start their search today!

    Check these essential points you’ll need to consider when making your choice. Whether campus is up the street or across the state, finding the right ride, staying on your budget, and maintaining peace of mind are job #1. 

    What’s your budget?

    School is expensive, particularly if you have more than one scholar heading to college. The first thing to consider when looking for a back-to-school vehicle is what a reasonable budget might be. How much you can afford for a down payment and monthly loan installments will determine your options.

    Buying a used back-to-school car is a smart choice, especially with new car prices today. Many new cars will lose over half their value in the first five years. This can be quite a pill to swallow if you’re planning to upgrade anytime soon. Buying used means that someone else takes the hit for you!

     

    How far are you driving?

    Is school just down the road, a few hours across the state, will it be driven to and from daily? This one is critical, your car’s health can depend on your travel distance. Driving shorter distances can actually harm your engine by not allowing the engine to reach an efficient operating temperature. This lower temperature may stop oil from rising to it’s optimal temperature and viscosity. It’s thicker with a slower rate of flow especially in cold weather. This can increase friction between the moving parts of a vehicle’s engine and transmission during cold weather. I suggest the five minute rule when warming up the engine. This warms up the oil so it’s less viscous and flows better.  A newer vehicle with better over all efficiency may also be a consideration for short distances. When driving longer distances, one with impressive miles-to-the-gallon may be the best choice, especially today! 

     

    How easy will it be to maintain?

    The cost of repairs should be a strong consideration when choosing a back to school car. Unless you’re student is majoring in state-of-the-art auto mechanics they’ll appreciate easy maintenance and your pocket will too! The factors below can determine easy vs hard when it comes to repairs and regular maintenance. Included are some common examples of cars that meet these requirements!

     

    Highly regarded as reliable

    Subaru Outback

    7th to 9th generation Honda Civic, manufactured from 2001 to 2016

    Toyota Camry

    Honda Civic

     

    Room to work and access parts

    2007 to 2013 Chevrolet Silverado

    Ford Crown Victoria

    Honda Civic

    Subaru Outback

    Toyota Camry

    Nissan Titan

    Ford Edge (Also has great fuel economy)

     

    Simple Technology

    Chevrolet Silverado

    Ford Crown Victoria

    Subaru Outback particularly models from 2010 to 2014

    Toyota Camry

    Toyota Corolla

     

    Easy access to replacement parts

    Toyota Corolla

    Honda Civic 7th to 9th generation manufactured from 2001 to 2016

     

    Have you done your research?

    Practice what you preach: always do your homework! Once you establish your budget and the appropriate vehicle, it’s time to narrow down your selection to a list of ideal cars.

    When creating this list, be sure to focus on practical options and vehicles that will suit yours and your young driver’s needs for the next few years without breaking the bank. Avoid big, luxury, or sporty cars, as costs are notably higher when it comes to maintenance, major repairs, insurance, and fueling.

    Be sure to compare your picks with Consumer Reports. This publication collects data from over a million cars per year and presents reliability information that covers the past decade. You should also look into online reviews of the vehicles you’re considering, weighing the pros and cons of each. Ensuring that you’ve picked a reliable vehicle could save your loved one down the road.

     

    Do you know what you’re buying?

    Once you’ve narrowed your options, it’s time to check it out in person. When buying a used car, it’s important to inspect for flaws or damages. Look over the vehicle inside and out during the day when flaws and potential repairs are more easily seen. Getting it checked out thoroughly by your trusted mechanic is always a good idea too. A professional inspection won’t cost too much, and it’ll buy you both peace of mind for future maintenance and repair costs.

     

    For price details click on these smart back-to-school options from TM Auto’s inventory  

     

    Need help deciding or just want to take a closer look? 

    Call or text (757) 560-4252 and ask Mike Love  

     

     

     

     

    Sources:

    The Carzing Team, “7 Cars that are easiest to maintain and fix” carzing.com March 8, 20219 Web. Retrieved from: https://www.carzing.com/blog/car-reviews/7-cars-easiest-maintain-fix/

    TM Auto Wholesalers, ” Inventory” tmutova.com June 29, 2022 Web. Retrieved from: https://www.tmautova.com/

    Winter Maintenance ALERT!

    It’s that time again… Ready for Winter?

    It’s easy to forget about the cold ahead when it’s still warm enough for a t-shirt, but winter is on its way. Your car navigates dry roads and warm weather just fine! However, can it handle a cold snap and black ice? Now is the time to prepare your vehicle for winter as engine performance and drivability can dramatically decline in cold weather.

    As you go over your winter prep checklist, don’t forget to replace old, dirty filters, such as air, fuel, and PCV. A poorly running engine is less efficient and burns more gasoline. You should also go ahead and replace old windshield blades. If you’re particularly worried about the frost, rubber-clad or winter blades can fight ice buildup.

    A few other things to check

     

    Fluids

    One of the best and easiest ways to winterize your car is to check your fluid levels. One of the most important things to double-check is your coolant. Ensure that there is the correct antifreeze/water mixture; fill it to the maximum line. You can pick up a tester at any auto parts store. Another important yet often overlooked fluid to check is your wiper fluid. You should get freeze-resistant wiper fluid to keep your windshield clean and ice-free. Remember to double-check your oil as well and replace it as needed.

    Tires

    On wet or frozen roads, low air pressure and worn down tires are particularly dangerous. Pick up a tire gauge at any auto parts store and try and keep your tire pressure between the recommended levels for your vehicle according to your manual (usually between 30 and 35 PSI). Check the tread depth quickly and easily using a penny! Place a penny between the treads on your tire, head side down. If the top of his head disappears, your tires are probably okay. However, if the entire head is visible then you may have to replace your tire, the tread is too shallow. You may also want to ask about getting your tires rotated to prevent uneven wear.

    Batteries

    Winter can be cruel to your battery. Not only does cold weather make your battery less likely to start your car, but it also reduces the battery capacity. As temperatures fall, it’s a good idea to inspect the battery as well as the cables, terminals, and fluid.

    When checking over the battery, make sure that there are no cracks and that the terminals fit snugly. Check battery fluid by uncovering the refill hole. Refill with distilled water if the level is below the bottom of the cap. Some automotive stores like Advanced Auto will check your battery for free!

    Emergency Kit

    Important, but often overlooked, you should always have a safety kit in your car. Having a few safety items such as road flares, a jack, a lug wrench, and a first aid kit can save the day. If you don’t have one now, you should put one together soon! Once you have your basic kit, add these seasonal items to prepare for the cold:

     

    • Flashlight

    • Blanket, leather gloves, and hat

    • Bag of kitty litter/sand

    • Ice scraper/brush and small shovel

    • Leak-proof container of coolant

    • Snacks

     

    By updating a few parts and keeping a strict maintenance schedule, you’ll be ready for winter and avoid costly breakdowns right before Christmas! However, if another winter is too much for your car to handle, let’s talk. TM Auto’s inventory is loaded! Take advantage of TM Auto’s Absolute Credit Approval on a used car, truck, van, or SUV.

     

    Call (757)560-4552 and ask for Mike Love!

     

    IN LOVE WITH YOUR CAR OR TRUCK? YOU SHOULD BE…

    Cars and trucks are a big deal, a really big deal! Just ask any new driver how important their car is and you’ll see by the reaction on their face. I was talking to a friend this week about his truck and it hit home. I commented on how clean his truck stayed all the time (always immaculate). His answer: “My work truck represents me, people get a sense of my character by what I drive and how well I keep it. I love my truck, a work week doesn’t pass by without getting a compliment on it.” Sounds like a pretty good plan 🙂

    We stepped on the gas peddle over a hundred years ago and never looked back. You probably have saddle sores from all the time you spend in the driver’s seat! We will actually cover enough distance in our lifetime to go to the moon and back 3 times! Great reasons why your rocket needs all the comforts of home and specific features to fit your needs. The great thing is, our cars are getting more equipped for our everyday lives and now they’ll even drive for us! Sometimes it seems like we’re in our cars more than we are our homes so finding the right fit is a priority.

    There’s practically a car for every person’s taste and task today. Manufactures build to suit our every whim and virtually any available option can be added or removed from the list for the right price. With all these choices it’s getting hard to know where to draw the line! Sure, if money was no option then our perfect car would be on the design table of our favorite manufacturer right now, but let’s get serious; we need the most car for our hard earned dollar. Rest assured, it’s out there, and with the right checklist you’ll find it. Think of your car as you would your home and you’ll be more likely to make practical choices where needed and still have some room for the fun stuff. This simple checklist will get you started prioritizing from the top and then on to the details. Making an educated purchase will pay off huge down the road believe me, I’ve heard some nightmare stories from people that jumped on a “so called deal” without considering if it was what they needed or even wanted!

    When shopping for the right car or truck for your lifestyle and budget, use a priority list something like the one below. Price is last on the list for a reason, start with what you want most first. When you find it, negotiate 🙂 

    • Family
    • Safety
    • 4WD, All-Wheel Drive, 2WD
    • Wheel Base (a.k.a. leg room)
    • Travel
    • Luxury/Comfort
    • Performance/Sporty
    • Towing Capacity
    • Going Green (Hybrids)
    • Fuel Economy
    • Reliability
    • Maintenance Costs
    • Color
    • Price

    Just like your home, you’re most likely to have a payment on your car. You’re also going to use it daily and keep it for a while… if you choose wisely. Price can be negotiated most times but the other items on your list can’t. Be honest about your needs and wants and the price will almost always reflect your choices. If it’s too high, take another look at those wants before sacrificing a need. Oh, and remember if you plan to keep your next car, get the one you want. It’s easy to keep the things we love. Need options? Call 757-560-4252 and ask for Mike Love, I’ll be happy to answer your questions and guide you through the TM Auto inventory for your next car purchase.  

    Is your car ready for the holidays… TM AUTO WINTER CHECKLIST

    Around this time each year, I begin to wonder… Should we drive or fly? Let me see, a thirteen hour drive or airfare for five? Road trip wins again! We all know that November 25th is historically the busiest day for Thanksgiving travel, and yet there we are with thousands of other families making the annual trek. It’s crazy, stressful, exhausting, and a wonderful American tradition that has forged family ties for generations. I love it, but don’t tell my kids; my grumpy dad reputation would be ruined!

    Whether it’s an epic journey or a short jaunt, it’s important to prepare your vehicle for holiday traveling. Your car has just endured a summer’s worth of beach trips, sporting events, and taxiing everyone everywhere! For your car’s sake as well as your families, don’t risk it – winterize it! The basics will ensure safe passage through stormy weather, traffic jams, freezing temps, snow, equipment failure, and the unexpected. Most of the items on your winterizing checklist are DIY, minus a couple that I’d leave to the pros.

    Battery: Have mechanic run a battery load test to make sure your battery will go the distance. In extreme cold, a fully charged battery has just half its rated amp-hour capacity.

    Windshield: Change your wiper blades, fill the windshield washer reservoir with a lower freezing temperature washer fluid, and I suggest applying rain-x to your windshield for the best possible visibility.

    Tires: Have your tires professionally checked if the tread depth is less than 3/16 inch. Your tire’s air pressure drops an estimated 6psi from summer to winter so properly inflate them to ensure best possible traction (see your owner’s manual). If snow is in the plan, consider swapping your tires out with snow tires for the trip.  

    Fluids: Have your oil and filter changed. Cold thickens your oil so a lower viscosity rated oil may be a good idea (See your owner’s manual). Check all fluids to ensure they are at the correct levels and there are no leaks. Now is also the time to check your 4WD to ensure it’s operating properly. Slippery roads, mud, or snow may call for heavy-duty traction!

    Antifreeze: Your car’s radiator should contain a 50/50 antifreeze and water mix. I recommend purchasing an antifreeze tester from your local parts supply. A simple test will confirm that your car’s antifreeze is suitable for winter temperatures.

    Belts & Hoses: They can weaken with cold weather. Check them for any signs of wear and tear and if in doubt, have them changed.

    Emergencies: I suggest a first aid kit, tool bag with basic tools for making minor repairs, portable charger for cell phones and other accessories, warm clothing for everyone, and plenty of bottled and backup munchies.  

    So maybe you fly, maybe you drive… Either way, hope for the best, prepare for the worst this holiday season by completing a smart checklist before heading out. Text or call (757) 560-4252 and ask for Mike Love. I’m always happy to answer your questions and assist you in any way I can. Safe travels!

    Automobile Maintenance Advantages 101

    HOW WELL DO YOU MAINTAIN YOUR CAR? 

    Ok, so you keep your car shiny and clean inside and out, congratulations you’re doing a great job! How about your car’s mechanical maintenance? Looks can be deceiving… You know the great looking car with the new tires, wheels, and shiny paint? The one that smokes and rattles like the engine is falling out lol? That scenario is more common than you think! I mean let’s face it, soap and water is cheaper than the parts and services associated with regularly scheduled maintenance, especially on newer cars. As a result, some folks just let it go until they’re driving junk! We have to assume most of them have no idea the benefits that keeping their car in shape offers. Think of your car as a living breathing form of transportation, like say around the 19th century. If you didn’t maintain your horse and keep it in good shape, you were walking. Things haven’t changed a bit, neglect your car and well, get to stepping!  

     

    DOING MAINTENANCE

    If you’re one of the discerning car owners who don’t wish to take a college course on automobile maintenance, join the crowd! Many car owners just don’t care about how it’s done as long as it gets done. That’s why we have professionals that do care and wan’t the best for your car just like you. Find one in your area with great reviews and give them a shout. Text or call me for a recommendation if you’re not sure, glad to help. 

    For those hybrid greasers out there who don’t mind getting their hands dirty to save some cash, check out my article on maintenance schedules Secret To Max Car Performance and Life. 

     

    “Whether you’re a DIY owner or reliant on your favorite service department, you should know the following benefits of regular car maintenance.” ~ Mike Love 

     

    BENEFITS OF CAR MAINTENANCE 

    Why is keeping your car mechanically on it’s game so important? The list is long and there are some benefits more important than others, but here are six good ones to begin with. 

     

    01. Dependability

    One of the major advantages of car maintenance is the reliability of the car to go from any place to another with the utmost convenience. The performance of the car is assured with regular maintenance and occasionally a checkup from a seasoned pro even if you’re a DIY car owner.

    02. Resale 

    For all vehicles, resale value is a major consideration. After a while, people want to replace their existing vehicle with a new one, they just do. One of the key aspects of a good resale is a vehicle’s overall performance. The properly maintained car has 20 to 30 percent more value than an average vehicle. Worth it…

    03. Low repair costs

    For any kind of vehicle, maintenance cost is a very important aspect. Keeping in mind that the replacement cost of an important car part is high. Parts replacement costs can be dramatically reduced by performing proper maintenance. It’s a simple fact that if it doesn’t wear out, it doesn’t need replacing. Keeping everything in good repair wins every time. 

    04. Better fuel efficiency

    With proper maintenance, you can boost your fuel performance to a new level. Maintaining correct air pressure in tires equates to fuel savings. For every 10 psi of under-inflation, a 10% reduction in fuel economy can result, according to NACFE. 

    Too little or too much engine oil can create more friction and rob power. Clean oil lubricates better than dirty oil, so pay attention to oil change intervals. Explore the use of lower-viscosity oils to improve fuel economy.

    A restricted air intake system (air filter, air cooler, and tubing) or exhaust system will decrease engine power output. Check components at regular PMs and fix any leaks. These leaks can be particularly hard to find, as leaking air is not as noticeable as fuel or oil, but their repair will improve engine operation and fuel efficiency. I could dedicate an entire blog to just this maintenance advantage! 

    05. Safety

    Because our lives may depend on car performance, don’t take unnecessary chances. System failure can be avoided largely through maintenance. Rear brake lights, brakes, brake warning lights on your dashboard, lack of brake fluid are all extremely dangerous system failures that can be life threatening. 

    Over-inflated tires, Under-inflated tires, Punctured or damaged tires, valve stem damage, and Worn down or bald tires are all capable of causing an accident. 

    Headlights, taillights, and turn signals are all essential to your safety while driving. 

    06. Longevity 

    In many cases, it may be too late for your engine when it starts to overheat or begins leaking coolant on a hot summer day. It’s best to have your coolant system serviced by the pros. Frequent fluid top-ups will help keep your engine cool and reduce stress on your car’s heater and air conditioner. A belt check along with replacing coolant fluids will help improve the life of the vehicle’s engine and will give you a heads-up should there be an underlying problem with the vehicle’s radiator or thermostat.

     

    While tire suspension and care are the main priority, it’s a good idea to schedule an appointment for an auto transmission servicing and a front and rear differential inspection. A good service should provide:

     

    • A complete tire inspection including rotation and balancing
    • Replacement of a dirty air and fuel filter
    • Power steering fluid exchange
    • Inspection of the transfer case
    • Differential and trans-axle servicing
    • A transmission fluid exchange

     

    The advantages of keeping your vehicle well maintained are too many to mention, but if they were only those above it would be well worth it! Let me know if you have any questions, always happy to help. 

    Call or text (757) 560-4252 and ask for Mike Love, I have answers. 

    TM Auto Wholesalers, Chesapeake Va

     

     

    Sources:

    Lockridge, Deborah “8 steps to better MPG through maintenance” TRUCKINGINFO.COM June 20th, 2016 Web. Retrieved from:

    https://www.truckinginfo.com/156794/8-steps-to-better-mpg-through-maintenance#:~:text=Maintaining%20correct%20air%20pressure%20in,can%20result%2C%20according%20to%20NACFE.&text=%E2%80%9CThe%20biggest%20thing%20we%20do,3. 

     

    Staff “How Routine Maintenance Improves Vehicle Longevity” MRCLEANCARWASH.COM Retrieved from:

    https://www.mrcleancarwash.com/blog/how-routine-maintenance-improves-vehicle-longevity

     

    Beckman, Viles “Does Vehicle Maintenance Affect Road Safety” VILESANDBECKMAN.COM February 20th, 2019 Web. Retrieved from:

    https://www.vilesandbeckman.com/does-vehicle-maintenance-affect-road-safety/#:~:text=Brake%20Failure%20Can%20Cause%20Accidents,car%20before%20a%20collision%20occurs.&text=Brake%20warning%20lights%20on%20the%20dashboard

    Is your car ready for the Holidays?

    winter-driving-tm-auto

    Around this time each year, I begin to wonder… Should we drive or fly? Let me see, a thirteen hour drive or airfare for five? Road trip wins again! We all know that November 25th is historically the busiest day for Thanksgiving travel, and yet there we are with thousands of other families making the annual trek. It’s crazy, stressful, exhausting, and a wonderful American tradition that has forged family ties for generations. I love it, but don’t tell my kids; my grumpy dad reputation would be ruined!

    Whether it’s an epic journey or a short jaunt, it’s important to prepare your vehicle for holiday traveling. Your car has just endured a summer’s worth of beach trips, sporting events, and taxiing everyone everywhere! For your car’s sake as well as your families, don’t risk it – winterize it! The basics will ensure safe passage through stormy weather, traffic jams, freezing temps, snow, equipment failure, and the unexpected. Most of the items on your winterizing checklist are DIY, minus a couple that I’d leave to the pros.

    Battery: Have mechanic run a battery load test to make sure your battery will go the distance. In extreme cold, a fully charged battery has just half its rated amp-hour capacity.

    Windshield: Change your wiper blades, fill the windshield washer reservoir with a lower freezing temperature washer fluid, and I suggest applying rain-x to your windshield for the best possible visibility. You may even want to tighten up that shine before cold weather sets in. Check out AutoDeets for spot removers! 

    Tires: Have your tires professionally checked if the tread depth is less than 3/16 inch. Your tire’s air pressure drops an estimated 6psi from summer to winter so properly inflate them to ensure best possible traction (see your owner’s manual). If snow is in the plan, consider swapping your tires out with snow tires for the trip.  

    Fluids: Have your oil and filter changed. Cold thickens your oil so a lower viscosity rated oil may be a good idea (See your owner’s manual). Check all fluids to ensure they are at the correct levels and there are no leaks. Now is also the time to check your 4WD to ensure it’s operating properly. Slippery roads, mud, or snow may call for heavy-duty traction!

    Antifreeze: Your car’s radiator should contain a 50/50 antifreeze and water mix. I recommend purchasing an antifreeze tester from your local parts supply. A simple test will confirm that your car’s antifreeze is suitable for winter temperatures.

    Belts & Hoses: They can weaken with cold weather. Check them for any signs of wear and tear and if in doubt, have them changed.

    Emergencies: I suggest a first aid kit, tool bag with basic tools for making minor repairs, portable charger for cell phones and other accessories, warm clothing for everyone, and plenty of bottled and backup munchies.  

    So maybe you fly, maybe you drive… Either way, hope for the best, prepare for the worst this holiday season by completing a smart checklist before heading out. Text or call (757) 560-4252 and ask for Mike Love. I’m always happy to answer your questions and assist you in finding the vehicle you want. Safe travels!

    Things to know… WINTER ALERT

    tm-auto-winter-alert

    While it looks like the weather might get a little warmer around February 15th, we’re bracing for a bit of a cold front in the next couple of days, and this can be bad for your car! Luckily, your friends at TM Auto Wholesalers have got you covered with 6 great tips on winter weather maintenance preparedness!
    1. Antifreeze (Coolant): Antifreeze should be flushed and changed at least every two years. If you have any questions on how to perform this task on your own, be sure to consult the first in our handy Every Driver Should Know series, How to Change Antifreeze.
    2. Oil: Be vigilant in changing your oil according to both the guidelines set out by your owner’s manual, and by the changing of the seasons. As a general rule of thumb, you should consider dropping to lower viscosity oil in the cold winter months. For example, if you are currently using 10-30W oil, switch down to 5-30W oil.
    3. Brakes: As the old saying goes “we are all the sum of our parts.” Your car is the same way. Indeed, it is very unsafe to drive a car when you are unsure of the quality of its braking system, so remember to have it checked first!
    4. Batteries: Unfortunately, batteries don’t give much of an early warning sign before they die, so replace any batteries that are over three years old. If your battery is under three years old, be sure to charge it before driving in the winter since cold, wet weather can have a seriously adverse effect on battery longevity.
    5. Wipers & Lights: Most drivers won’t check before every drive that wipers and lights are in good, working order, but it is good practice to do a full check once a month. Replace any bulbs that have gone out and check that the wiper fluid reservoirs are topped off.
    6. Tires: Inspect your tires to ensure uniform tread depth and tire pressure. Tires are prone to losing air during winter months, so pump more air as needed on a weekly basis. This goes for the spare tire as well!
    If you follow all of these tips, then you will minimize your risk of accident during the season known for some of the nastiest ones. Don’t worry if you aren’t sure how to accomplish all of the items outlined in this blog post, that’s what your friends at TM Auto are for, and you should never be afraid to ask for help! If you haven’t bought a quality used vehicle through us yet, then what are you waiting for? Check out our inventory, and be sure to note that every vehicle comes backed with a Carfax vehicle history report so that you know that know your prospective vehicle doesn’t come with any unseen burden! If you would like to make an appointment, or would just like to chat before deciding further, then please contact us by email mike@tmauto.com, or by phone at 757-560-4252. Ask for Mike, and make sure you’re prepared, because you have never bought a car this easily!

    Dependability – The TM Auto Way

    happy-tm-auto-customers

    Service that you can depend upon, that’s the TM Auto way. Mike Love’s dedication to service extends far beyond what you have probably come to expect in other used-car dealers. For over 10 years Mike has been steadfast in his dedication to providing the greater Hampton Roads area with quality used cars, trucks, & SUVs, but that’s not all! If you’ve gone through the car-buying process with Mike, then you know that he goes above and beyond in delivering you a quality used vehicle, but you might not know about Mike’s dedication to service in other aspects of life.

    As a member of the Chesapeake Rotary Club’s board of directors Mike strives to live his life according to the Rotary International motto of Service Above Self. This dedication to community service is particularly exemplified in Mike’s position as chair of the Chesapeake Rotary Club’s project, Paint Your Heart Out. The project, which will celebrate its 25th anniversary next year, brings together over 500 volunteers to paint the homes of families who have run into unfortunate economic circumstances.

    With this dedication to service, it is no wonder that customers are quick to place their trust in TM Auto! Take for example, the recent case of the lady (to be left unnamed out of respect for privacy) who read a year old article in the Shopper detailing Mike’s dedication to service in all aspects of life. She had never met Mike before, nor did she need to purchase a used vehicle, but she was so enthralled by the article that she told her friend who had recently lost her car about Mike. Her friend was also impressed by the article and wouldn’t you know it, she ended up buying the used-car that you see in the picture at the top of the page!

    Service Above Self; not just the motto of Rotary International, but also the guiding philosophy at TM Auto. From Mike Love and everyone here at TM Auto, we would like to wish you and your family a very Merry Christmas and a happy New Year. We hope that you join us in cherishing the all important familial bonds and look forward to doing business during the New Year. As always, if you or anyone you know is in the market for a quality used-vehicle that you can rely upon, then please contact us by email at mike@tmauto.com, or by phone at 757-560-4252. Ask for Mike, and enjoy the low-pressure car-buying experience that comes standard at TM Auto!

    TM Auto Social Media Managed by Pixel Lab Designs

    Why smart people buy used cars!

    Ok, so remember the time you were talking up that new car or truck to your uncle and he replied, “I never buy new…, always 2 years old.” You were like.. but I want a NEW car! Do you also remember that this was the uncle with a second home in Dana Point California and a perpetual happy face. That used car advice carries a little more weight when it’s coming from someone who has made lot’s of smart financial moves. So why is buying used so smart? Cars are more reliable than ever before and last much longer (even if not well maintained previously). They can be easy on your budget through the entire ownership experience. However, all used cars aren’t created equal so always do your research before buying. Now without further ado, here are the top reasons for buying used automobiles for your consideration.

    1. Value. As far as value is concerned, the old adage rings true: A car loses value as soon as you drive it off the dealership lot—up to 15% depending on the vehicle. It doesn’t stop there; by the time it’s four years old, the typical car retains only about half of its value. After that, however, the depreciation curve is much less steep.

    So, buying a three or four-year-old car, which should still have years of dependability, makes plenty of sense. It’s even possible to buy a car at this age, drive it for a year and resell it with little or no loss in equity. However, once cars are six-years old, the depreciation curve increases again, and cars of that age are less reliable.

    “It also cost less to insure a used car, as used vehicles have less value than a new model. You can also save more money once the car becomes older by dropping collision and theft coverage, if you choose.

    Depending on the state you live in, you also might save money on vehicle registration fees. In many states, the fee they charge to register a car is based on the car’s sales price.”

    As a rule of thumb, you shouldn’t put money toward repairs once they surpass more than half of a car’s value. So, for example, if you have a nine-year-old car valued at $4,500, a $2,300 repair bill is probably better spent as a down payment on your next used car.

    So, the most cost effective way to own a car is to buy one that’s about 3- or 4-years old and drive it until it’s no longer driveable or worth the cost to maintain.

    2. Dependability. Overall, car dependability has improved considerably over the past decade. A five-year-old vehicle is likely to have about a third fewer problems than one would have had a decade back. Engine, transmission and exhaust problems, which once plagued older cars, have decreased dramatically, according to automotive research groups.

    “When properly maintained, a vehicle built in 2011 should easily last another six to eight years without needing any major repairs.”

    Modern cars can last 150,000 miles or even much longer when properly maintained.One downside to owning used car is that it is typically out of warranty, and you’ll have to pay for repairs yourself. However, most will be for wear items such as brakes, batteries and tires.

    Used-car dealers try to push certified pre-owned cars as the next best thing to buying new and they’ve been very popular with budget-conscious drivers who want new-car dependability without paying the new-car price.

    “But a certified pre-owned car typically costs $2,000 to $2,500 more than an identical non-certified car, and the extra price you pay is often more than what you would likely spend on repairs during the car’s warranty period. So, these cars are really nothing more than used cars with an expensive extended warranty tacked onto the price.”

    With relatively newer used cars in particular, certification doesn’t make much sense as most cars are relatively trouble-free in their first three to six years. Your best bet when buying a used car is to take it to an independent mechanic for an inspection and skip the in-house certification and expensive warranty and put that money into a rainy-day fund for the car if something goes wrong.

    3. Safety. Only a few years ago, buying a three- or four-year-old used car meant that you had to give up advanced safety features like electronic stability control, anti-lock brakes, and side-curtain air bags, but those features can now found on most cars manufactured after 2009. However, you should still do some research to make sure any car you’re interested in has such safety features, do not even consider a car without stability control, which is a critically important safety feature that can keep a car on its intended path by preventing it from sliding sideways in a turn.

    Stability control has been found to reduce the risk of fatal-single car accidents by more than 50%. Near half of all fatal car crashes involve just one vehicle colliding with a tree or another obstacle after leaving the road.

    All vehicles manufactured from 2012 on have stability control as a standard feature, mandated by the National Highway Safety Administration.

    If you are thinking about buying a used car, we recommend referring to J.D. Power & Associates’ list of vehicles rated highly for dependability. You should also refer to Edmunds.com’s Consumer Ratings and Reviews to read about other owners’ personal experiences with their vehicles.

    4. Sustainability (Going Green). From a sustainability perspective, it definitely makes more sense to buy a used car that gets good fuel economy over a new one, as the building and disposal of an automobile has a significant environmental impact. The automotive industry’s own studies have shown that between 12 and 28 percent of the carbon dioxide emissions generated during a car’s lifecycle occur during manufacturing and initial shipment. Every time a consumer opts for a used car over a new one, that’s one car that’s already passed through those phases and one less vehicle headed to the scrap heap.

    And while you might think buying a new hybrid might be more ecologically sound that buying a used car, hybrids actually have a much larger environmental impact to build than comparable non-hybrids, as those lithium-ion, lead-acid, or Nickel-Metal Hydride batteries are no friends of the environment. And electric cars like the Tesla and Nissan Leaf are emission free only if the electrical power comes from a source that is renewable, like solar or wind. It’s much more likely that the electricity will come from a  coal- or natural-gas burning power plant.

    So, buying a used car could be your greenest choice.

    TM Auto Wholesalers Social Media by Pixel Lab Designs

    Sources

    1. Weathers, Cliff. 4 reasons you should buy a used car instead of a used one, Used cars are not only easy on your pocketbook, they’re easy on the environment.  ALTERNET.  Alternet, 11 Feb. Web. 2015  5 Mar. 2016

    Tips for buying your teen their first car

    Is it time to buy your “teen” their first car? Be ready for significant expenses beyond the purchase price: You’re also on the hook for, fuel, maintenance, repairs, insurance, and taxes…  Here’s a few tips!

    Establish your budget?

    Establishing a reasonable budget is critical. The money you have available for a down payment and potential for making monthly installments on a loan will determine your car choices.

    Is this is a car just through high school or whether it will be their traveling companion through college. That distinction will determine how new and reliable the car must be.

    No question, the best way to save money is to buy used. By purchasing used, you can buy more car, meaning you could afford, say, a midsized sedan rather than a tiny econobox. A new car loses almost half its value in the first five years, on average but has more than half its useful life left. Letting someone else take the depreciation hit is a smart bet. But try to buy the newest car you can, in order to get the most up-to-date safety features. And

    Do your homework

    With a budget in mind, now comes the fun part: creating a short list of target vehicles. Focus on practical choices—cars that will minimize ownership costs and suit your needs for the next few years.

    To right-size your costs, resist the temptation to target sporty, luxury, or large vehicles. They can be costly to maintain and insure, and tend not to get good fuel mileage. Look to small sedans and hatchbacks from mainstream brands, or even better, midsized sedans. The insurance company will penalize a young driver in a sporty car; big engines cost more to fuel and maintain; and gee-whiz features tend to carry reliability risks. Plus, financed new cars will command higher insurance premiums to cover collision protection. Simple is best.

    To reduce the risk of purchasing a trouble-prone vehicle, identify models with a good reliability record before you begin shopping. Consumer Reports collects data on more than a million cars a year to present reliability information covering the past decade. Such data can point you to cars that have been shown to hold up well over time. Reliability is a key factor, as it speaks to potential costs and inconvenience.

    Read online reviews of the cars you’re considering from both automobile publications and owner forums. Balance the different perspectives against your preferences, and use the feedback to highlight aspects that warrant closer attention. For instance, complaints about the seat comfort or ride quality can be evaluated on a test drive. Your opinions may differ from those held by others. And ultimately, it is you who will live with the car.

    Inspect and test-drive

    With a used car, every example has led a different life. Some may have been pampered, others abused, potentially by a teenager just like yours! The best used cars tend to be owned by a trusted friend or family member who can share details of the car’s history. When shopping used, carefully look the car over inside and out, top to bottom. Always inspect during daylight hours when paint flaws that may indicate repairs or other troubles can be readily spotted. Essentially, you’re looking to ensure the car is in the condition claimed by the seller. For used cars, the real trick is having the car inspected by a professional mechanic. They will usually charge for the service, but it can be money very well spent.

    Here are some used cars that rate high on the list for teens owning their first vehicle:

    • Ford Focus 2009-2011
    • Ford Fusion 2010-2012
    • Chevrolet Malibu 2009-2012
    • Hyundai Sonata 2006-2014
    • Toyota RAV4 2004-2012

    Need help? Feel free to call me, we’ll get them driving!

    (757) 560-4252 Ask for Mike