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    Call or Text Mike Love
    By Appointment Only(757) 560-4252
    Fax (757) 277-7320
    mike@tmauto.com
  • T M Auto Wholesalers, LLC, Auto Dealers  Used Cars & Trucks, Chesapeake, VA
  • Head For The Hills With Confidence

     

    “I think I can, I think I can!” Is this what your truck says when you’re towing a boat or camper through the hills?

    The little engine that could had the distinct advantage of being an American fairytale; you don’t… know before you go!

     

    Can your vehicle pull its own weight and then some?

    Anyone who’s ever towed a fully loaded trailer knows that it can get a little sketchy sometimes. If your underpowered or have too little stability, you could get into a number of bad scenarios. Your vehicle’s engine, transmission, brakes, tires and suspension, are all under pressure when towing an RV, boat trailer or toy hauler. Factor in adverse weather conditions and you may find yourself in a real pickle.  

    What you need to know about your car, truck or SUV’s towing capacity

    All towing vehicles have a maximum weight that they can safely tow. Exceeding that limit and trying to carry more than the recommended value could lead to accidents that cause damage as well as extreme wear and tear on the vehicle. (You can find the recommended weight in the owner’s manual.) Your vehicle’s tow rating takes several factors into consideration, including:

     

    1. Vehicle structure

    2. Chassis and suspension design

    3. Engine type, axle ratios, and other drivetrain variables

    4. Hitch design and class

    5. Tire ratings and load capacities

     

    It’s important not to exceed these vehicle tow ratings, however there are other important weight limits that should never be exceeded while towing, including:

    • Gross vehicle weight rating (GVWR), which represents the maximum weight your vehicle can carry, including passengers, cargo, fuel and the vehicle itself.

    • Gross axle weight ratings (GAWR) on both the vehicle and trailer, which represent the maximum amount of weight a particular axle can carry, including the wheel and tire.

    • Gross combined weight rating (GCWR), which represents the maximum weight of your loaded tow vehicle and your loaded trailer combined.

    • Tongue weight or hitch weight, which should be between 10-15 percent of the total loaded trailer weight for conventional trailers and 15-30 percent of the total loaded trailer weight for gooseneck or fifth wheel trailers.

    The above “Gross” ratings are on your vehicle’s door tag. See image below.

     

    Exceeding even one of these ratings while towing could not only cause severe damage to your vehicle or trailer, but also put yourself, your passengers and others in danger

     

    How heavy is your trailer?

    Gross trailer weight is the weight of a fully loaded trailer. It’s not a weight rating determined by the manufacturer or a weight combined with any other weight — it’s the actual weight of the trailer after you’ve loaded all of your bikes, firewood, camping gear, people or any other cargo onto (or into) it. Any weight that you add to the trailer adds to the gross trailer weight. It’s as simple as that. How do you find your (GTW)? Most communities have public scales. For just a few dollars and a few minutes of your time, you can get the answers you’re looking for.

     

    Inventory TM Auto Trucks

    Inventory TM Auto SUV’s

     

    If you’re a first time hauler, practice towing your trailer on some deserted roads before doing any actual towing out on the highway. Backing up, turning and braking should all be part of your training regimen. All that practice will come in handy for the real thing, because if you’ve done everything properly up to this point, including meeting the weight requirements, loading properly and checking equipment, then you can handle almost any challenge up or down the road.

     

    Have questions about your vehicle’s towing capacity, trailer weight or other related specs? Ask Mike, text or call (757) 560-4252 and ask for Mike Love. I’m always happy to help you find the best vehicle and ensure you’re in it for the long haul!

     

    Sources:

    Etrailer.com. “Are Tongue Weight, Hitch Weight and Pin Weight The Same Thing For a Fifth Wheel Trailer

    ” Q&A, etrailer.com, Web. 9, 4, 2018

    Sourced from: https://www.etrailer.com/question-124243.html Accessed 4 Sept 2018

    Uhaul “How to determine your hitch system rating”

    Sourced from: https://www.uhaul.com/Articles/Tips/33/How-To-Determine-Your-Hitch-System-Rating/ Accessed 4 Sept 2018

    To Grandmother’s House We Go

    Travel In Comfort This Holiday Season

    The autumn chill has settled and the leaves are changing, bright pops of reds and oranges along the highways. Holidays are just around the corner, and we can all look forward to spending time in our cars, whether it be a short trip to the grocery store for extra stuffing or a long drive to Grandma’s house. The journey is the destination, as they say, and it’s important to keep comfort in mind during these long hours in the car.

     

    Of course, comfort means different things to different people. When you’re looking for a new vehicle, it’s important to keep your specific needs in mind. For example, if you’re headed across state lines with four kids and a dog in tow, your first concern is space and durability. Are you looking for an SUV or a minivan? Would you prefer easy to clean leather seats? Then again, if your family goes all out on decorations, you might consider something with room to store your lights, trees, and figurines, like a pickup truck. But what if you’re looking forward to a romantic holiday of two? Something smaller and sportier might suit your needs. You can keep costs down on your get-away by going for a fuel-efficient option, too.

    With your specific needs in consideration, it’s time to narrow down what exactly you’re looking for in a car — and how much you can afford. Start by creating a checklist of features you prioritize in a vehicle and narrow down your options from there.

    Some things to consider while creating this list might be:

    • Safety Features 
    • 4WD, All-Wheel Drive, 2WD
    • Wheel Base / Leg Room
    • Luxury / Comfort
    • Towing Capacity
    • Fuel Efficiency
    • Reliability
    • Maintenance Costs
    • Price

     

    Once you have your ‘Must Haves’ and a solid budget, it’s time to start looking at cars! Check out TM Auto’s inventory online, and feel free to call 757-560-4252 and ask for Mike Love. I’ll be happy to answer your questions and guide you through your next car purchase.  

    Winter Maintenance Alert

    Is Your Car Ready for Winter?

    It’s easy to forget about the cold ahead when it’s still warm enough for a t-shirt, but winter is on its way. Your car navigates dry roads and warm weather just fine! However, can it handle a cold snap and black ice? Now is the time to prepare your vehicle for winter as engine performance and driveability can dramatically decline in cold weather.

    As you go over your winter prep checklist, don’t forget to replace old, dirty filters, such as air, fuel, and PCV. A poorly running engine is less efficient and burns more gasoline. You should also go ahead and replace old windshield blades. If you’re particularly worried about the frost, rubber-clad or winter blades can fight ice buildup.

    A few other things to check

     

    Fluids

    One of the best and easiest ways to winterize your car is to check your fluid levels. One of the most important things to double-check is your coolant. Ensure that there is the correct antifreeze/water mixture; fill it to the maximum line. You can pick up a tester at any auto parts store. Another important yet often overlooked fluid to check is your wiper fluid. You should get freeze-resistant wiper fluid to keep your windshield clean and ice-free. Remember to double-check your oil as well and replace it as needed.

    Tires

    On wet or frozen roads, low air pressure and worn down tires are particularly dangerous. Pick up a tire gauge at any auto parts store and try and keep your tire pressure between the recommended levels for your vehicle according to your manual (usually between 30 and 35 PSI). Check the tread depth quickly and easily using a penny! Place a penny between the treads on your tire, head side down. If the top of his head disappears, your tires are probably okay. However, if the entire head is visible then you may have to replace your tire, the tread is too shallow. You may also want to ask about getting your tires rotated to prevent uneven wear.

    Batteries

    Winter can be cruel to your battery. Not only does cold weather make your battery less likely to start your car, but it also reduces the battery capacity. As temperatures fall, it’s a good idea to inspect the battery as well as the cables, terminals, and fluid.

    When checking over the battery, make sure that there are no cracks and that the terminals fit snugly. Check battery fluid by uncovering the refill hole. Refill with distilled water if the level is below the bottom of the cap. Some automotive stores like Advanced Auto will check your battery for free!

    Emergency Kit

    Important, but often overlooked, you should always have a safety kit in your car. Having a few safety items such as road flares, a jack, a lug wrench, and a first aid kit can save the day. If you don’t have one now, you should put one together soon! Once you have your basic kit, add these seasonal items to prepare for the cold:

     

    • Flashlight

    • Blanket, leather gloves, and hat

    • Bag of kitty litter/sand

    • Ice scraper/brush and small shovel

    • Leak-proof container of coolant

    • Snacks

     

    By updating a few parts and keeping a strict maintenance schedule, you’ll be ready for winter and avoid costly breakdowns right before Christmas! However, if another winter is too much for your car to handle, let’s talk. TM Auto’s inventory is loaded! Take advantage of TM Auto’s Absolute Credit Approval on a used car, truck, van, or SUV.

     

    Call (757)560-4552 and ask for Mike Love!

     

    Is your car ready for the Holidays?

    winter-driving-tm-auto

    Around this time each year, I begin to wonder… Should we drive or fly? Let me see, a thirteen hour drive or airfare for five? Road trip wins again! We all know that November 25th is historically the busiest day for Thanksgiving travel, and yet there we are with thousands of other families making the annual trek. It’s crazy, stressful, exhausting, and a wonderful American tradition that has forged family ties for generations. I love it, but don’t tell my kids; my grumpy dad reputation would be ruined!

    Whether it’s an epic journey or a short jaunt, it’s important to prepare your vehicle for holiday traveling. Your car has just endured a summer’s worth of beach trips, sporting events, and taxiing everyone everywhere! For your car’s sake as well as your families, don’t risk it – winterize it! The basics will ensure safe passage through stormy weather, traffic jams, freezing temps, snow, equipment failure, and the unexpected. Most of the items on your winterizing checklist are DIY, minus a couple that I’d leave to the pros.

    Battery: Have mechanic run a battery load test to make sure your battery will go the distance. In extreme cold, a fully charged battery has just half its rated amp-hour capacity.

    Windshield: Change your wiper blades, fill the windshield washer reservoir with a lower freezing temperature washer fluid, and I suggest applying rain-x to your windshield for the best possible visibility. You may even want to tighten up that shine before cold weather sets in. Check out AutoDeets for spot removers! 

    Tires: Have your tires professionally checked if the tread depth is less than 3/16 inch. Your tire’s air pressure drops an estimated 6psi from summer to winter so properly inflate them to ensure best possible traction (see your owner’s manual). If snow is in the plan, consider swapping your tires out with snow tires for the trip.  

    Fluids: Have your oil and filter changed. Cold thickens your oil so a lower viscosity rated oil may be a good idea (See your owner’s manual). Check all fluids to ensure they are at the correct levels and there are no leaks. Now is also the time to check your 4WD to ensure it’s operating properly. Slippery roads, mud, or snow may call for heavy-duty traction!

    Antifreeze: Your car’s radiator should contain a 50/50 antifreeze and water mix. I recommend purchasing an antifreeze tester from your local parts supply. A simple test will confirm that your car’s antifreeze is suitable for winter temperatures.

    Belts & Hoses: They can weaken with cold weather. Check them for any signs of wear and tear and if in doubt, have them changed.

    Emergencies: I suggest a first aid kit, tool bag with basic tools for making minor repairs, portable charger for cell phones and other accessories, warm clothing for everyone, and plenty of bottled and backup munchies.  

    So maybe you fly, maybe you drive… Either way, hope for the best, prepare for the worst this holiday season by completing a smart checklist before heading out. Text or call (757) 560-4252 and ask for Mike Love. I’m always happy to answer your questions and assist you in finding the vehicle you want. Safe travels!

    Things to know… WINTER ALERT

    tm-auto-winter-alert

    While it looks like the weather might get a little warmer around February 15th, we’re bracing for a bit of a cold front in the next couple of days, and this can be bad for your car! Luckily, your friends at TM Auto Wholesalers have got you covered with 6 great tips on winter weather maintenance preparedness!
    1. Antifreeze (Coolant): Antifreeze should be flushed and changed at least every two years. If you have any questions on how to perform this task on your own, be sure to consult the first in our handy Every Driver Should Know series, How to Change Antifreeze.
    2. Oil: Be vigilant in changing your oil according to both the guidelines set out by your owner’s manual, and by the changing of the seasons. As a general rule of thumb, you should consider dropping to lower viscosity oil in the cold winter months. For example, if you are currently using 10-30W oil, switch down to 5-30W oil.
    3. Brakes: As the old saying goes “we are all the sum of our parts.” Your car is the same way. Indeed, it is very unsafe to drive a car when you are unsure of the quality of its braking system, so remember to have it checked first!
    4. Batteries: Unfortunately, batteries don’t give much of an early warning sign before they die, so replace any batteries that are over three years old. If your battery is under three years old, be sure to charge it before driving in the winter since cold, wet weather can have a seriously adverse effect on battery longevity.
    5. Wipers & Lights: Most drivers won’t check before every drive that wipers and lights are in good, working order, but it is good practice to do a full check once a month. Replace any bulbs that have gone out and check that the wiper fluid reservoirs are topped off.
    6. Tires: Inspect your tires to ensure uniform tread depth and tire pressure. Tires are prone to losing air during winter months, so pump more air as needed on a weekly basis. This goes for the spare tire as well!
    If you follow all of these tips, then you will minimize your risk of accident during the season known for some of the nastiest ones. Don’t worry if you aren’t sure how to accomplish all of the items outlined in this blog post, that’s what your friends at TM Auto are for, and you should never be afraid to ask for help! If you haven’t bought a quality used vehicle through us yet, then what are you waiting for? Check out our inventory, and be sure to note that every vehicle comes backed with a Carfax vehicle history report so that you know that know your prospective vehicle doesn’t come with any unseen burden! If you would like to make an appointment, or would just like to chat before deciding further, then please contact us by email mike@tmauto.com, or by phone at 757-560-4252. Ask for Mike, and make sure you’re prepared, because you have never bought a car this easily!

    Is it time to buy a truck?

    tm-auto-buy-a-truck

    Whether you’re a truck owner or have never owned a truck or SUV, it’s a smart time of year to consider the possibilities. Spring has sprung and so have home improvements, repairs, and lawn & garden projects. You’re probably going to need a few items from the local home supply, like plywood, paint, grass seed, and maybe even mulch? If you’ve planned on diving into some exciting projects this Spring then your truck or SUV will come in real handy! On the other hand, if you’re not a truck owner, this can be a real inconvenience. Used trucks and SUV’s hold their value and make sense as back up transportation and activity vehicles. Even better, high mileage trucks are often just getting broken in, so finding a deal could be in your future. New trucks and SUV’s are often out of our budget’s reach, but used with higher miles may fit nicely. I’ve listed some of my picks to help you get started but there are more than a few used gems out there to choose from!

    • This is Ford country and since the ford F-150 has been the #1 selling truck in the US for over 30 years it’s no surprise that it’s one of my top picks. Variety, hi tech features, and dependability are all winners when it comes to the Ford.
    • The Ram 1500 offers toughness with its Hemi V8 and 5-ton towing package. It’s rear suspension offers a surprisingly smooth ride in spite of its hefty features.
    • For travel and comfort the Chevy Silverado and GMC Sierra has a smooth ride and lower wind and road-noise. Chevy is also the only truck that offers OnStar.
    • The compact Toyota Tacoma packs a punch with its six-cylinder engines and are also available with four-cylinders for better fuel economy. Most models are available with four-wheel drive and offer regular, extended, and crew cab versions.

    For best results, focus your search between 2001 and 2012 models. They’re affordable and comparably reliable. Remember, used trucks require less maintenance and offer more safety features than when your parents owned them so you don’t have to sacrifice dependability and security to save money. I’m continuously updating my inventory of used trucks and SUV’s to offer the widest variety possible to my customers so feel free to give me a call. Good hunting!

    December Deals! It’s the best time to buy

    december-deals

    IT’S THE BEST TIME OF THE YEAR FOR A DEAL!

    Our philosophy at TM Auto is to finance the vehicle of your choice regardless of your credit score! You can even improve your credit when buying a used car, truck, or SUV from TM Auto Wholesalers! You already know that TM Auto Wholesalers is your best bet for purchasing a car when you have bad credit or no credit, but did you know that you can actually save money by purchasing a used car, truck, or SUV in December?

    BIG SAVINGS IN DECEMBER!

    You read that right! It is actually cheaper to buy a vehicle in December or at the beginning of January than at other times of the year! There are a couple of reasons for these savings.

    # 1. Mike at TM Auto notes, “Suppliers capitalize on profits as tax season approaches by raising car prices for dealers. That’s why I can offer some of my best prices in December and up to January 15th.” Both Military.com and This Is Money report that December is one of the best times to buy a car!

    # 2. Suppliers and used car dealers are more likely to liquidate stock at the end of the fiscal year in order to make room for more automobiles arriving in the new year so it’s a great time to get a deal!

    Come over to TM Auto Wholesalers and we’ll show you how easy buying a car can be and also help you hold on to some of that hard-earned cash for your holiday expenses! As always, you can contact us online at mike@tmauto.com, or by phone or text at 757-560-4252. Ask for Mike, and get a better deal than you ever imagined was possible!

    TM Auto Social Media Managed by Pixel Lab Designs

    Sources

    http://www.military.com Car Shopping Tip: December is a Great Month to Buy a New Car Author: True Car (Blog Post). Retrieved From: http://www.military.com/off-duty/autos/car-shopping-tip-december-2011.html

    http://www.thisismoney.co.uk Buy a used car in December rather than January and you’ll can save enough money to cover cost of Christmas Author: Lee Boyce (Blog Post). Retrieved From: http://www.thisismoney.co.uk/money/cars/article-2862328/Buy-used-car-December-January-ll-save-money-cover-cost-Christmas.html

    Posted 12/10/2015 in TM AUTO UPDATE

    December, Deals, Cheap, Toyota, TM auto wholesalers, Used Cars

    Room to Grow

    room-to-grow

    Remember your first car? Most of us inherited or purchased a starter vehicle about the same size as our checking account back then. I was single with no dogs and had a few less toys than today; it worked! My Toyota pickup did just fine for me; plenty of room, great gas mileage, no payments.

    Fast forward 20 years and about 5 cars later; we have 3 children, 2 dogs, 4 paddle boards and lord only knows how many toys! Does this sound totally familiar? For growing families all across Hampton Roads, the challenge of packing everyone and everything in our vehicles borders on wizardry. It’s only natural that as our families grow, so do our cars. Luckily there are vehicles for virtually every lifestyle and budget to fit us and our stuff.

               Even though our cars do more shuttling and shopping than cruising these days, style matters. This is one of the reasons that SUV’s are one of my best sellers. With ample room for a family of 5-6, sophisticated entertainment systems, and the muscle to haul campers, boats, and other water craft, they remain a top choice. Most have optional 4WD and loaded interiors that rival any luxury car.  Don’t rule out minivans; they’re still one of the smartest choices available for growing families today. They offer ample room, comfort, and have great features for transporting the little ones like power sliding doors, entertainment systems, and built in window shades. Fold-flat third row seating is often standard and they are low to the ground for easy passenger (and toddler) loading. When comparing gas mileage to similar sized SUV’s, the minivan is the clear winner. Multi-passenger vans are the ultimate “Family Haulers” with room for 8-9 and then some. These thirsty beasts are built for travel, cargo, and lots of people. From traditional body styles that seat up to 15 to modern tall vans seating 7-12, they are all rock solid options. These hefty transporters are a little lean on luxury, but hey, it’s all about family.

            My car suggestions for growing families starts and ends with practicality. The Honda Odyssey is impressive on all fronts; an ideal choice. Equally popular is the tried and true Chevy Suburban. You may prefer instead, something a little smaller like the top ranked Toyota Highlander. Whether you want big, really big, or just a step up, make the best choice by doing a little test driving with your crew first. Everyone’s situation is different so feel free to call or text 757-560-4252 and ask for Mike Love. I’ll be happy to walk through your current situation with you!

    Posted 06/16/2016 in TM AUTO Update

    Family Cars,Best Family cars,Minivans,SUV,Multi-passenger vans,Chesapeake, TM Auto Wholesalers,Hampton Roads,

    Healthy used cars provide long term savings

    Let’s say it’s time to purchase a second automobile. Maybe it’s just a weekend driver for the beach or special events so you’ve set aside a small budget and plan to go all out to save money. It’s a fair bet that buying a less expensive “new” car has crossed your mind since many have attractive service plans and may cost less in repairs. Is the monthly payment worth it? What about the down payment; would that be best spent on a well maintained used car instead?

    Saving money usually begins with less expensive down payments and no monthly repair bills indeed, but you may discover that your cheap “new” car ends up costing you more down the road. While some dealerships offer an attractive monthly service agreement that may include free oil changes and a free wash, rest assured that you’re going to pay for those freebies sooner or later. The 50’000, 80’000 and 100’000 mile service visits are not so easy on the wallet and are in addition to your regular monthly car payment. They can cost from $300.00 to $1’500.00 depending on the dealer and required service work. Granted these regular check ups are meant to ensure your car’s health over the long term but if saving money is your goal then this could be more than you originally bargained for. To save money you may choose not to have these services performed as they are often sold as “preventative” work. Buyer beware, if they are required to support your car’s warranty, you’re probably better off spending the money. Should a breakdown occur as a result of worn parts due to a skipped service visit then you may be in for big trouble.

    When buying used, begin with a healthy vehicle by referencing the vehicle’s Carfax. Your initial outlay of cash should be far less as well as your monthly payment. Is many cases you may be able to pay cash for your weekend excursion vehicle! Plus, you can continue to save money by maintaining your automobile properly and avoiding expensive repairs and service visits at a dealership. Do-it yourselfers love this option and often thrive on the feeling of accomplishment they get from both the finished service work and saving money. Still others may prefer less or no time under the hood and wish to hire a pro to take care of the regular maintenance work on their used cars. Either way, by following a simple monthly maintenance plan your initial savings on your used weekend traveler won’t be gobbled up by repairs or expensive service visits. Owning a safe, reliable, inexpensive used automobile is great way to save money all the way around. Your car’s well-being begins with knowing it and what it needs to stay in great shape. Your maintenance list should consist of regularly check tires, oil, windows, brakes, interiors and fluids. Newer cars will have all status reports displayed in the dash board panel of the car. It’s easy to follow up and do the maintenance. Preparing a car maintenance chart for referencing manually on a regular basis is also a good idea.

     

    • Check engine oil and change according to manual

    • Check engine coolant and flush annually

    • Change air filter according to manual

    • Check automatic transmission fluid and change according to manual

    • Battery (Fill and check for leaks)

    • Wipers Blades (Change as needed for proper performance)

    • Tire Rotation (According to manual)

    • Take care of small problems fast (Odd noises, unusual vibrations etc)

    • Wash and wax regularly (Check for corrosion)

    • Regular state inspections

    • Annual mechanic Inspection (Have your mechanic giver her the once over)

    As with all car purchases and monthly service plans there will be exceptions on both sides so a careful analysis of your car’s maintenance requirements is advised. Whether you choose to buy new or used, protecting your 4 wheeled investment is a great way to save money.

    Home Sweet Car

    home-sweet-car

    Gotta Go, Gotta Go! We stepped on the gas peddle over a hundred years ago and never looked back. You probably have saddle sores from all the time you spend in the driver’s seat! We will actually cover enough distance in our lifetime to go to the moon and back 3 times! Great reasons why your rocket needs all the comforts of home and specific features to fit your needs. The great thing is, our cars are getting more equipped for our lives everyday, and soon they’ll even drive for us. Sometimes it seems like we’re in our cars more than we are our homes so finding the right fit is very important.

    There’s practically a car for every person’s taste and task today. Manufactures build to suit our every whim and virtually any available option can be added or removed from the list for the right price. With all these choices it’s getting hard to know where to draw the line! Sure, if money was no option then our perfect car would be on the design table of our favorite manufacturer right now, but let’s get serious; we need the most car for our hard earned dollar. Rest assured, it’s out there, and with the right checklist you’ll find it.Think of your car as you would your home and you’ll be more likely to make practical choices where needed and still have some room for the fun stuff. This simple checklist will get you started prioritizing from the top and then on to the details. Making an educated purchase will pay off huge down the road believe me, I’ve heard some nightmare stories from people that jumped on a “so called deal” without considering if it was what they needed or even wanted!

    Priorities to consider when selecting the right car for your lifestyle and budget.

    • Family
    • Safety
    • 4WD, All-Wheel Drive, 2WD
    • Wheel Base (a.k.a. leg room)
    • Travel
    • Luxury/Comfort
    • Performance/Sporty
    • Towing Capacity
    • Going Green (Hybrids)
    • Fuel Economy
    • Reliability
    • Maintenance Costs
    • Price

    Just like your home, you’re most likely to have a payment on your car. You’re also going to use it daily and keep it for a while… if you choose wisely. Price can be negotiated most times but the other items on your list can’t. Be honest about your needs and wants and the price will almost always reflect your choices. If it’s too high, take another look at those wants before sacrificing a need. Oh, and remember if you plan to keep your next car, get the one you want. It’s easy to keep the things we love. Feel free to call 757-560-4252 and ask for Mike Love, I’ll be happy to answer your questions and guide you through the TM Auto inventory for your next car purchase.